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Take advantage of the installment opportunity on foreign sites with every order and a grace period of 70 days by clicking the yellow button below.
Stop carrying your wallet with you. With Google Pay, you can pay instantly at any time you want, wherever contactless payment is available! To accomplish this, download the Google Wallet app on your electronic device, add a card and start paying!
You can add as many cards as you want
Card data is maximally protected
The service is completely free
G-pay and contactless badge are valid everywhere
Question answer:
What is Google Pay?
Google Pay is an innovative electronic payment system created by Google on September 11, 2015 and used for smartphones running the Android operating system.
Where can I pay with Google Pay?
You can pay in all stores, websites and apps that support Google Pay. These places usually have contactless payment or a Gpay sign.
Service cost?
Google Pay is completely free.
Which Yelo Bank cards can I add to Google Wallet?
Any type of Visa card owned by Yelo Bank.
How to pay with Google Pay?
To make a payment:
Can I add multiple cards to Google Wallet?
Yes it is possible. To add a card to Google Wallet:
Are payments via Google Pay secure?
Paying with Google Pay is a safe and secure payment method. Thanks to a special tokenization technology, while paying, not the card number or other information of the cardholder, but the information of the virtual card, the token, is transmitted. This technology allows to protect the personal data of the cardholder and ensures cardholder's safety in case of loss or theft of the phone. Even if the smartphone is lost, thanks to the "Find My Device" functionality, you can instantly lock your smartphone from anywhere in the world, protect it with a new password, or completely delete your personal data.
Do I need an internet connection to use Google Pay?
You can use Google Pay even without an internet connection.
Apple Pay, contactless payment method, is available for Yelo card users. It is enough to bring the iPhone smartphone, Apple Watch or iPad tablet close to the payment terminal for making a payment. Payments can be made with Apple Pay at any market, pharmacy, taxi, cafe, restaurant, retail store and many other places that have a contactless payment token.
The main advantage of Apple Pay is its security and privacy. Every transaction made with this method is securely protected, as the user must confirm the payment with Face ID, Touch ID or the device's password. Card information added to Apple Pay is not stored on the device or on Apple's servers. Instead, the card is encrypted with a unique device registration number and securely stored on the device's high-standard certified "Secure Element" chip.
Activating a Yelo card in Apple Pay is very easy:
· Enter the Yelo mobile application and select the desired card;
· Follow the appropriate instructions to add to "Apple Wallet";
· Enter the one time password (OTP) which will be sent via SMS to your mobile number.
When you complete the process, you will be able to use your chosen card for Apple Pay payments through iPhone, Apple Watch, and iPad devices.
Yelo card holders connected to the Apple Pay service will be able to continue to benefit from cashback and discounts offered by the Bank.
Have you ordered a new Yelo card and want to set a PIN code online? Then you can use our PIN Set web service. To do this, go to the service page and follow the steps below:
The service is free.
Yelo Bank
CashbackWith Yelo card, depending on the partner, you can get up to 30% of the cashback from payments made in our partners' network.
Forgot your card PIN code? Update the PIN code of the card for free using the PIN Reset service through the Yelo App.
Or use the PIN Reset service and get a new code. To do this, you just need:
The cost of the service is 3 AZN and is charged from the card.
If you want to change the PIN code at any time, you can use any of Yelo Bank ATMs. The new code should consist of 4 digits, which you can change as many times as you want. Changing it is very easy:
The cost of the service is 3 AZN.
Note: It is not recommended to set repeated (5555) or consecutive (1234) numbers for PIN, as well as to protect several bank cards with the same PIN code
This service allows you to control all the operations performed on your card 24/7. In cases such as making a payment, an attempt to carry out the operation when the funds are insufficient, the expiration of the card's validity period, and other, SMS will be sent to the mobile number. Connecting to the service is very easy:
The cost of a monthly use of the service is 2 AZN (Yelo Infinite card is an exception).
Emphasize your high status anywhere, anytime with your Yelo Premium Visa and Infinite cards. These cards with great advantages will become a part of your life.
- Free transfer to the airport
- Free Fast Track passes
- Fast Line service
- Premium Lounge Key
- Azercell Roaming
- Special offers at "Sağlam Ailə mərkəzlərində"
You can activate and order all these services through the 24/7 Visa Concierge chatbot. For this, before using the services, it is necessary to make a purchase of min. 100 AZN (from 01.09.2023) with Yelo Premium card via smartphone or smart watch within the last 35 days. For Premium Lounge Key service it is from 01.06.23.
Visa Concierge - bit.ly/visaconcierge
Online payments have become an integral part of many people's daily lives. Yelo Bank always cares about its customers and offers a 3D Secure service to ensure the safety of these online payments. This service increases the security of online payments and makes the shopping process more enjoyable and convenient, protecting your money from online scammers. The service works very simply. The one-time password required to connect to the service can be obtained in two ways:
Using the password, you need to register on the AzeriCard website by selecting the "SECURITY CARD WITH 3D Secure" section. Upon registration, the cardholder generates a password. After entering all the necessary card data for online payment, if the site supports 3D Secure, you will be redirected to a special page for entering a password. If a permanent password is not selected during registration, a one-time password is sent to the mobile phone number in the form of SMS. You need to confirm the payment by entering this password in a special field on the page. The password is sent directly at the time of payment and can only be used once for confirmation. Thus, it is impossible to make any payment over the Internet without the knowledge of the cardholder.
The service is free of charge.
This service allows holders of Yelo Bank payment cards to send money at any time to people who do not own bank cards. The service can be used through the network of Yelo Bank ATMs and AzeriCard ATMs. Using the service is very convenient:
When using the Cash by code service, a 2% commission is charged to the cardholder (min. 2 AZN). This service is valid only on individuals’ AZN currency Yelo Bank cards. The minimum amount for the operation is 10 AZN. Daily maximum limit is 1000 AZN. Funds to be cashed from an ATM must end with 0 (eg: 10, 20, 30, 110, 450, etc.)
To set the PIN code through ATM:
• Once the card is ready, a one-time PIN code is sent via SMS to the number you specified during the order. The code is valid for 6 days.
• After getting the card, insert it into the ATM and go to the e-PIN section.
• In the next window, first you enter the one-time PIN code sent by SMS, and then the PIN of your choice.
• Re-enter the PIN code you set.
• Congratulations, PIN code has been set, try not to forget it.
Note: Repeating (5555), consecutive numbers (1234) or setting the same password for all your cards is not recommended for security reasons.
New Yelo installment credit card special for you
High cashback on all clothing stores
High cashback at all petrol stations
Up to 10,000 AZN
Tariffs for Cards and Cash Transactions: Tariffs
a) Yetərli miqdarda olmayan ödənişlər üçün aparılan əməliyyatların növü nəzərə alınmaqla aylar üzrə əvvəlcə nağdlaşdırma, kredit ödənişi, kartdan-karta köçürmə, elektron pul kisələrinə köçürmələr üzrə, daha sonra pos terminal və onlayn alış-veriş zamanı nağdsız qaydada istifadə edilmiş, taksitə bölünməyən və güzəşt müddəti tətbiq edilən əməliyyatlar üzrə ayrı ayrılıqda ilkin olaraq minimal ödəniş (əməliyyatın 5%-i, minimum 10 manat) olmaqla silinəcəkdir. Daha sonra isə qalıq məbləğ artıq miqdarda ödənişlər zamanı tətbiq edilən silinmə ardıcıllığı ilə aparılan əməliyyatlara uyğun olaraq silinir.
b) Əlavə olaraq artıq miqdarda edilən ödənişlər müştərinin həyata keçirdiyi əməliyyatlara uyğun olaraq aylar üzrə əvvəlcə qeyri-taksit əməliyyatlarına daxil olan və güzəşt müddəti tətbiq edilməyən əməliyyatlara (nağdlaşdırma, kredit ödənişi, kartdan-karta köçürmə, elektron pul kisələrinə köçürmə), daha sonra pos terminal və onlayn alış-veriş zamanı nağdsız qaydada istifadə edilmiş, taksitə bölünməyən və güzəşt müddəti tətbiq edilən əməliyyatlara, sonda isə taksitə bölünən əməliyyatlara silinir.
The minimum payment is the portion of the total non-installment debt that must be paid each month. The minimum payment is set as 5% of the principal debt (minimum AZN 10).
That is, if you do not pay in full,
you have to pay at least 5%.
Example
On September 8, you made a transaction without installments for 200 manats. If the debt is not repaid in full between November 1-10, then you will have to pay 5% of the principal amount, i.e. 10 manats (200*5%).
Güzəşt müddəti ərzində tam ödənilməyən öhdəlik faiz hesablanan borc olaraq nəzərə alınır. Belə ki, istifadə olunan məbləğ növbəti 2-ci ayın 10-dək tam şəkildə ödənilməzsə, üzərinə illik 25% olmaqla gündəlik faiz hesablanır. Eləcə də, güzəşt müddətində ödənilməyən məbləğ üzrə minimal ödəniş təyin ediləcəkdir. Minimal ödəniş alış məbləğin 5%-ni təşkil edəcək (min 10 AZN).
Misal:
“8 Sentyabr tarixində 200 AZN pos terminal və ya onlayn alış-veriş zamanı nağdsız qaydada istifadə olunub. Noyabrın 10-dək tam ödənilməzsə, növbəti gündən (11 noyabr) faiz hesablanmağa başlayacaqdır, gündəlik ~0.14 AZN ((200 AZN*illik 25%)/360 günə). Bu faizlər növbəti ayın ödənişində öz əksini tapacaqdır.”
Cəriməyə düşməmək üçün hər ayın 1-dən 10-dək qeyri-taksit əməliyyatları üzrə minimal ödənişi və taksit əməliyyatı üzrə cari ayın aylıq ödənişlərini etmək lazımdır.
Ödəniş etməsən, növbəti gündən (ayın 11-dən) etibarən cərimə hesablanmağa başlayacaq. Cərimə faizi müqaviləyə əsasən hesablanır.
Misal:
8 sentyabr tarixində 600 AZN güzəşt müddətli nağdsız və 300 AZN məbləğində faizsiz 3 taksitli əməliyyat etmisən. 1-10 oktyabr aralığında aylıq ödənişin 100 AZN(300 AZN/3ay=100 AZN faizsiz taksit əməliyyatının aylıq ödənişi), 1-10 noyabr aralığında aylıq ödənişin minimal 130 AZN təşkil edəcək (100 AZN taksit üzrə aylıq ödəniş, 600 AZN*5%=30 AZN minimal ödəniş) təşkil edəcək.
Əgər ödəniş edilmədiyi üçün kartın bloklanıbsa, həmin günə ödənməli borcu ödəməlisən :)
Unutma, son ödəniş tarixindən sonra bloklama ilə yanaşı, həm də cərimə faizi hesablanır!
Beləliklə, kartın blokdan çıxarılması üçün əvvəlcə cərimələrini, daha sonra həmin günə olan faizləri, qeyri-taksit əməliyyatları üzrə minimal ödənişi və taksit əməliyyatları üzrə aylıq ödənişi etməlisən. Ödəniş etdiyin halda gün sonu silinmə aparılır və kart blokdan azad olur.
