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At Yelo Bank, we are committed to responsible and sustainable banking. We recognize that environmental, social, and governance (ESG)
factors are integral to long-term value creation and risk management. Our approach reflects our responsibility to clients, shareholders,
employees, and the communities we serve.
Our Sustainability ApproachSustainability GovernanceOur Sustainability JourneyDisclosure of Information Contact and Future Outlook
Our approach to sustainability
We are progressively embedding environmental, social and governance (ESG) principles across our operations and decision-making. Our focus areas include:
Environmental Responsibility
Managing our direct environmental footprint and supporting sustainable finance initiatives.
Social Impact
Promoting financial inclusion, employee wellbeing, and community development.
Strong Governance
Ensuring integrity, transparency, and effective oversight in all aspects of our business.
Sustainability Governance
The Supervisory Board provides strategic oversight to ensure sustainability principles are embedded across the Bank’s operations, approves related policies and long-term objectives, reviews performance reports, oversees governance and accountability, and monitors progress toward environmental, social, and governance targets.
The Management Board is responsible for implementing sustainability across the Bank’s operations, developing strategies and action plans and driving sustainable finance initiatives, reporting progress to the Supervisory Board, ensuring staff ESG awareness and training.
The Bank works closely with its shareholders to ensure their support and align ESG initiatives with their expectations, strengthening accountability and promoting long-term sustainable value.
The ESG-responsible structures (Risk Management, Corporate Governance, and Product Development) are tasked with implementing ESG policies, monitoring and reporting ESG-related KPIs, coordinating general ESG reporting, providing the Management Board with guidance on ESG risks and opportunities, embedding ESG considerations into operations and product offerings, engaging with key stakeholders, promoting internal ESG awareness and training, and driving continuous improvement initiatives.
Our Sustainability Journey
We have taken foundational steps to integrate sustainability into our business practices, including:
Incorporating ESG considerations into our corporate strategy.
Integrating ESG risk factors into our overall Risk Management Framework;
Formalizing Environmental and Social Risk Management System (ESMS) Policy.
Creating favorable conditions for women’s entrepreneurship.
Providing awareness-raising and capacity-building activities for both staff and the broader community.
Preparing our first Sustainability Report, reflecting our initial performance and commitment to transparency.
Disclosure of Information
Our first Sustainability Report demonstrates our progress and outlines our priorities for advancing ESG integration. We are committed to continuously improving our disclosures and aligning with leading sustainability frameworks and standards over time.
"For us, sustainability is not a goal in itself — it is an integral part of our daily decision-making."
Focus Areas: Participation in COP29, development of green lending, and expansion of the ESG data platform.
This page consolidates Yelo Bank’s ESG strategy, governance framework, and transparency commitments within a unified digital platform. It strengthens the Bank’s “Brighter Banking” brand promise while reinforcing its positioning as a responsible and future-focused financial institution.
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