В каком случае начисляется штраф?

In case of non-payment of the minimum monthly payment in the payment interval (1-10), a fine of 0.5% daily will be charged from the next day. Penalty will be charged on the amount of the minimum payment.

Example:

On September 8, a non-cash settlement was made in the amount of 600 manats with a grace period and 3 payments of 300 manats each. From October 1 to October 10, the monthly payment will be 130 manats (minimum payment 30 manats + installment plan 100 manats). If AZN 130 is not paid by October 10, a fine will be charged and your card will be blocked :(.
For example, the fine will be 0.65 manat (130 * 0.5%) per day.